Monthly Archives: March 2014

Earning After Retirement: Ways to Finance a Comfortable Lifestyle

Economic challenges cause retirees to worry about sustaining their lifestyle. Plunging housing prices that rob homeowners of their equity, shrinking nest eggs, and continuously increasing prices of essential goods are just some of the many reasons. Retirees hoping for a comfortable assisted living facility are concerned about how long their savings may last.

Fret not. There are still plenty of ways one can make money after retirement. Here are some of them:

Sell some of your stuff

You may have accumulated clothes, books, and furniture that you no longer need. Hold a garage sale or sell your stuff online for some quick cash.

Old people biking

Offer dog walking services

Walking dogs is a great exercise to stay fit while having fun. Many working individual and families are too busy to give their pets their needed exercise, so you can offer to do it for them instead.

Tutor young kids

Tutoring isn’t just for retired teachers. If you’re good in math, reading or other basic subjects, tutoring can be a potential source of income. Advertise your services through social media or word-or-mouth. Ask you assisted living staff to help with the schedule and transport if necessary.

Get a rewards credit card

As you will still be spending money on food, gas, and clothing, you might as well apply for a credit card that pays 1 to 2 percent cash back on essential everyday purchases.

 

Sources:
http://springhouseboston.org/traditional-assisted-living/
http://www.bostonglobe.com/lifestyle/2014/02/04/you-retired-now-what/aivPioXPqs7wKGA9OYWMzK/story.html

Cost-cutting: Keeping Your Business Afloat during Hard Times

Given the competition and pressure faced by businesses today, more companies are seeking to improve margins and cut costs. Below are some cost-cutting tips to keep your business afloat even during tough times:

temporary admin staff

Hire Temporary Admin Staff

Hiring temporary admin staff is an effective way to reduce payroll costs. These temps can relieve full-time employees of excessive responsibilities. They also bring skills that may be lacking in your team.

Adjust Your Advertising

Aside from hiring temp admin staff, using new media for advertising can also help you cut costs. Establish your presence on social media. You can also create an e-newsletter to stay in touch with your clients.

Avoid Unnecessary Trips

You can save a lot of money by travelling less. Rather than travelling to visit your clients in person, you can schedule virtual meetings through Skype or Webex.

Reduce Energy Use

Use compact fluorescent lighting to save electricity. To boost mileage and cut fuel costs, you may use GPS systems.

Manage Your Inventory

Make sure to keep only the supplies you need in stock. This helps you reduce overhead costs.

If you think cost-cutting is important to your bottom line, then don’t hesitate to do it. You may hire firms like I-Recruit to help you with the recruitment process, buy smart GPS from Navman or use online resources like Skype and watch the cash roll in.

What To Do Before Buying a Truck for Your Delivery Business

Car auctions are on the rise in Australia. Many people are becoming more aware of their benefits. Buying used trucks at government car auctions in Perth are normal for business owners who consider carrying shipments and deliveries as part of their everyday routine.

truck sales

Truck sales in Perth are high, and this affects their demands and prices. So it might be difficult for you to buy a brand new vehicle for your business.

Here’s how to get your pre-owned ride:

Determine where you’ll use it

Know what you need before you start searching. You may not need to buy a bigger truck if you only transport and deliver small loads. You may be better off buying a small truck with great mileage than a large truck that will consume large amounts of gas whether you are using it or not. With the help of local authorities such as Pickles Auctions and Government of South Australia, you can find a truck that suits your needs.

Know what year it was purchased

Choose a truck that’s less than three years old, as the depreciation rate for a brand new one is faster than it would be for the remainder of its life. This rate levels after three years. Also, a younger truck’s parts are usually in better condition.

Buying used trucks can be easy if you know how to choose the right one. It only takes patience and proper knowledge.

A Doctor’s Fight: Defending Yourself Against Malpractice Claims

A lawsuit can happen to anyone, including physicians. An accusation of committing medical malpractice could be one of the most traumatic experiences you will face as a doctor or any other medical practitioner. It occurs only when the result of the negligence is harmful to the patient. In an instant, this can wipe out years of service. What’s worse is that it may seriously harm your professional and personal life.

Here are some ways to defend against such a disaster:

Have your own insurance

Everyone makes mistakes. This is why having medical malpractice insurance is important. Even the best need protection from situations beyond their control. Malpractice insurance isn’t just a major expense for health care professionals; it’s a requirement. As a physician, you should consider who will be there to take care of you in your time of need.

red sthetoscope

Cooperate with your lawyer

When legal claims arise, contact your lawyer immediately. If you believe you need to reveal details of the case for legitimate reasons, consult your lawyer first. There’s no exception to this. Trust your lawyer just as patients must trust their doctors to treat disease.

Control your emotions

Stay calm and continue to practice medicine as usual. Deal with the lawsuit appropriately to minimize its negative effect on your reputation and your wallet. Don’t panic because you might do self-destructive things.

These tips can be your best defense if you’re facing a lawsuit. Protecting yourself against malpractice charges is like fighting an infection. You need to do all you can to keep it from happening.

 

Resources:
http://www.nolo.com/legal-encyclopedia/medical-malpractice-basics-29855.html
http://www.graceybacker.com/physicians-surgeons/medical-malpractice/
http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1291321/

Should I Add a Rock Pool at Home?

The sound of flowing water can be relaxing to hear at any time of the day; it promotes a peaceful, intimate feel in your surroundings. This makes a rocky pool a potential delight for a household. Such a landscaping project for your garden will let you arrange quiet dinners by the porch or sip tea in the afternoon.

Plan with the Experts

It’s important that you get an expert’s opinion every time you’re planning to improve your property. Work with landscaping specialists who will advise on adding water features to your garden. They’ll tell you if the budget is feasible and estimate how much it’s going to cost.

Rock pool

Consult with skilled landscapers from Oakleigh Manor and other companies to discuss your ideas. You can also look at House to Home, Elle Decoration UK, and more home magazines for inspiration. These resources will help you plan building a pond in the middle of your yard.

Set Up Outdoor Living Spaces

Once you finalise the feasibility of adding a rock pool in your property, your landscaper will ask about other plants and outdoor structures you might want to have. Work with the contractor on a particular design that will meet your needs. They’ll guide you through landscaping ideas, which will help you decide what other improvements your garden should have.

Leaving The Scene of a Car Crash

Car accidents happen nearly every day in California, and they can happen to anyone. What happens if you decide to leave the scene of an accident? It’s normal to instinctively want to flee whenever you’re in a situation that’s possibly dangerous and definitely stressful. But after a car crash, following that instinct can result in some bad consequences.

charges for hit and run

Here are some things that may happen to you:

Hit and run misdemeanor

In California, it’s a misdemeanor hit and run if you leave the scene of an accident that resulted in property damage. It’s a serious crime with fines reaching up to $2,000 and may result in possible jail time for a year. Get advice from your lawyer, as they can explain the situation and prepare a defense.

Felony hit and run

If the accident involves injuries or death, the punishment will be severe. Even if it’s not your fault, leaving the scene without calling the police is a hit and run felony. Keep in mind, both hit and run felony and misdemeanor charges are as serious they are because of the fleeing aspect.

Warrant of arrest

If the police determined that you are involved and have fled the scene, there will be a warrant out for your arrest. They will immediately proceed to finding you. Learn more about the legal consequences from the reliable law experts such as Nolo and Mr Ticket.

Driving away after a car accident can result in charges for hit and run, cancellation of your license, or worse, imprisonment. So learn what you can to increase your odds of winning the case.

Have a Ball: Three Keys to Successful Corporate Events

Running a corporate event is a great way to raise the profile of your company. Many big companies in London use it as a way to strengthen relationships with customers and other business owners. The capital city offers facilities for arranging the best events.

Event Planning

Here are some tips to make your event remarkable:

Set event objectives

Set your goals and put a great plan in place so you can be successful. Start planning early, as there is no such thing as having too much time to plan an event. Should your event be held at your company premises, at Hyde Park, or at Marriott Hotel? Decide on a suitable venue as soon as possible.

Learn new skills

Not every event organiser knows how to conduct a smooth event that would impress all guests. This is why events management courses in London suit those who have no idea what they should do. Short event management courses are a measure of what you already know about the industry. When you have a corporate event coming up and don’t know where to start, reliable sites such as Small Business Trends and Fizz Events can help you.

Give people an incentive to come

Unusual themes and venues, a great speaker line-up, and a great takeaway gift can all make your event stand out. You can get people intrigued enough to book for themselves and tell their loved ones.

There is a lot to think about when running an event. So it is important to be well-organised to achieve your goal.

Big Apple Driving: Navigating the Streets of New York City

Driving in New York City is obviously very different from country, highway, or suburban driving. More than the difference in gas mileage, city driving presents a unique set of challenges as well.

Driving an Audi or other luxury brands makes the experience easier, but there are other things that can help you along the way. Here’s what you need to know when driving in NYC:

Street Smarts

NYC is a grid, and Manhattan is its center. If you’re looking for the nearest Audi dealer and service center in Manhattan, you’ll want to know that roads with “avenue” in the name run north and south, while those with “street” run east and west. The street numbers go higher as you head up north in Manhattan. One-way streets spanning east to west are odd numbered, while those running west to east are usually even numbered.

Audi in New York

The FDR

If you’re new to the Big Apple, taking the Franklin D. Roosevelt East River Drive is a great way to see the sights. You can buy your car or have it serviced at Biener Audi, take a ride down FDR and then cap it off with food from Papaya King, or at Peter Luger’s for a more gourmet experience.

The Drive

No matter where you are, always be alert. Traffic lights change quickly, parking tickets are given immediately, and cars can come out of nowhere.

NYC driving isn’t all that terrifying. With a few simple tips, you can easily get the hang of it.

Increase Buyer Interest using Landscaping Services

Apart from enhancing your home’s kerb appeal, landscaping can also impact the resale value of your property. According to statistics, landscaping is one of the top five factors that can bring a significant improvement to your property’s overall value.

Healthy Lawn

Studies suggest that a well-maintained lawn and a house with excellent kerb appeal can expect a price increase of about 6 to 7 per cent than houses with average landscaping. The majority of the buyers also refused to look at a home’s interior because of a poorly maintained lawn.

Improve the appearance of your lawn by mowing, fertilising, and watering it regularly. You can add more grass seeds to rejuvenate your lawn and increase the density of the grass .You can also hire gardening services offered by landscaping service providers.

House with garden and lawn

Water Feature

A pond or a water feature in your garden is a real delight for buyers. The use of water bodies can boost the colours of plants and flowers that you choose. A realtor research concluded that in-ground pools or ponds can increase the value of your property by 8 per cent.

Create a beautiful backyard by adding a bubbling fountain in your garden. A semi-circular pond or deck fountain provides an affordable way to make your backyard look special. If it is within your budget, you can choose to build a pond water feature or a small pool.

Increase the sales appeal of your property with landscaping services. Contact reliable landscaping services in Cookham to transform the look of your yard from ordinary to stunning.

Why You Should Exercise While Pregnant

If you’re pregnant, you may be more concerned with fatigue, frequent bathroom trips, and nausea than you are with exercising. There are a number of good reasons to make exercising a priority even while you’re pregnant, however.

The Pros of Exercising While Pregnant

It’s common for pregnant women to struggle to find time and energy to get on an exercise equipment. A workout, however, can help you feel more comfortable during your pregnancy in different ways such as:

  • Providing you with more energy
  • Reducing your backaches, bloating, and constipation
  • Reducing your risk of gestational diabetes
  • Improving your sleep patterns
  • Improving your labor and childbirth
  • Reducing your postpartum recovery period
  • Improving your state of mind
  • Reducing your baby’s birth weight, which may prevent them from becoming overweight or obese later in life

Pregnant belly

Despite these benefits, be sure to consult your doctor and get clearance to exercise before hopping on any cardio exercise equipment. Even though most pregnant women find they can keep going with their workouts with some modifications over time, your physician may still give you the specifics about your situation, helping you benefit the most from your workout.

You may also contact exercise specialists, such as NordicTrack and the National Academy of Sports Medicine, to know more about exercising during pregnancy.